UK Mortgage Advisors
UK Mortgage Advisors are here to provide free information on all things Mortgage related and then put you in touch with a Specialist, whole of market Mortgage Broker.
Speak to a Specialist Mortgage Broker
Whole of Market Mortgage Brokers
Specialist Mortgage Advice
Non-obligatory Mortgage Quote
5 Star Rated Service
We work with a wide range of whole of market Mortgage Brokers that can provide specialist advice on any complex matter you may have. Quotations will be non-obligatory and the advice and service you receive should always be 5 stars.
About Our Company
Created by Mortgage Advisors with over 10 years experience in delivering Specialist Mortgage Advice to customers throughout the UK. Our aim is to provide insightful information and articles to the UK general public, and then put them in touch with the right whole of market Mortgage Brokers for their circumstances.
First Time Buyers
Our insightful guides and jargon free advice will guide you through the whole process.
Remortgage
Buy to Let
Obtaining a Buy to Let Mortgage can be a daunting and confusing process. We can make it simple.
Self Employed
Each lender has a different approach to how they assess Self-Employed income.
Our process in 3 simple steps
1. Contact Us
Complete our simple contact form. We’ll ask you for 4 pieces of information about yourself and give you the option to write us a message.
We will match your enquiry and send it over to one of our Advisors which Specialise in obtaining Mortgages for customers with your circumstances.
Our Mortgage Advisor will contact you and find out more information about you and your circumstances. This will enable them to make a recommendation to you.
2. Advice
Your Specialist Mortgage Advisor will now find you the best lender and most competitive product for you circumstances.
The cheapest product will then be presented to you and the reasons why the product has been chosen will be explained.
Your Advisor can then obtain a Decision In Principle for you to provide confirmation on how much you are able to borrow and that you pass the Lenders Credit Check.
2. Advice
Your Specialist Mortgage Advisor will now find you the best lender and most competitive product for you circumstances.
The cheapest product will then be presented to you and the reasons why the product has been chosen will be explained.
Your Advisor can then obtain a Decision In Principle for you to provide confirmation on how much you are able to borrow and that you pass the Lenders Credit Check.
3. Application
Once you have an offer accepted on a property or if you already have a property, your Advisor will be able to submit your full Mortgage Application and present your case to the Mortgage lender.
At this stage the lender will check your documentation and complete a valuation on the property.
Once the above has been confirmed as acceptable to the lender, they will issue your formal Mortgage Offer. This is their formal confirmation that they are happy to lend you funds you require.
Frequently Asked Questions
What is a whole of market Mortgage Broker?
Simply put, a whole of market Mortgage Broker is able to access and recommend Mortgages from the whole market.
This is ideal for borrowers as they can be safe in the knowledge that the Mortgage Advisor they’re speaking with will be able to find the best Mortgage available to them.
How much do Mortgage Advisors cost?
This is completely dependent on your indivual circumstances.
A typical Mortgage Advisor fee will be between £195-£495. But in many cases Mortgage Advisors will just take commission from the Mortgage Lender too, meaning there will be no fees payable by yourself.
We don’t charge anything for putting you in touch with a Specialist Mortgage Advisor, as we charge the Mortgage Advisor you’re put in touch with for the introduction.
Do I need to book an appointment or attend a meeting?
No, we appreciate that you want to speak to a Mortgage Advisor at a time convenient to you. So our Advisors will deal with requests on demand, and there is no need for a meeting or appointment, unless that works best for you of course.
Mortgage Advisors will communicate via any means best for you. Usually the process can be completed over the phone and email or via video call if preferred.
Expert, whole of market Mortgage Brokers
Get in touch, for a free non-obligatory chat with one of our whole of market Mortgage Brokers.
Don’t forget to enter your Specialist requirements in the drop down box. This is how we’ll know which Advisor to match you with.
One of our Specialist Mortgage Brokers should be in touch within 1 working day. However in reality, it’ll be much sooner than this.
News & Resources
Questions to ask a Mortgage Advisor
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Quick Guide to Protection Insurance
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Ten Top Tips on First-Time Mortgages
Ten Top Tips on First-Time MortgagesWhen applying for a first-time buyer mortgage, the lender will undertake an affordability assessment just the same as they would for anyone else. This involves looking into your annual salary and any other income that you receive,...
Concessionary Purchase Mortgage
What is a Concessionary Purchase?A concessionary purchase is where a property is purchased for less than the market value, usually from a family member. This can also be known as “below market value” or “gifted equity” and can occur between the following...
Fixed for Term Mortgage
2022 has seen the introduction of the 40 year fixed rate Mortgage.What is a Fixed for Term Mortgage?A fixed for term Mortgage is simply where the interest rate on your Mortgage is guaranteed for the entire term. Your rate and therefore term will be fixed between 10 to...
How to get a Mortgage for an Auction property
Obtaining a Mortgage on an Auction Property requires Specialist Advice.Buying at AuctionMore and more vendors are choosing to sell their homes at auction, which is naturally leading buyers to the auction house. Traditionally however, buying at auction has been a cash...
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UKMortgageAdvisors.co.uk is an Information only website. None of the information provided constitutes advice. Advice should always be tailored to the individuals needs, which we do not do by providing general information.
Your information will only be used to provide one qualified and regulated Advisor which specialises in your needs with your contact details. We are registered for Data Protection purposes with the Information Commissioners Office.
All of our content is written by qualified and current Mortgage Advisors to ensure our information is as up to date and accurate as it can be.
Every Advisor we work with is regulated by the Financial Conduct Authority and authorised to give Financial Advice. We cannot be held accountable for any individual Advice an Advisor may give you. But if you do have any complaints at all, we of course want to know so we can act on it.